Hello and Welcome to Garden Loans!

We are the country’s premiere logbook loan provider! If you have bad credit and you’re having a hard time getting a loan from other sources, then you’re at the right place! Here at Garden Loans, we welcome all types of credit and lend to anyone in need of cash. Whether you have arrears, defaults, and IVA’s, you can apply for our affordable logbook loans, courtesy of our partners like LogbookPoint. Just fill out our application form and we’ll give you our instant decision!

What is a Logbook Loan?

If you haven’t heard of a logbook loan yet, then chances are you have been rejected by other lenders countless of times. A logbook loan is different from standard loans you can get from banks and credit unions, because this type of loan has no credit check! So whether you defaulted on your past loans or have been bankrupt, you can still apply for a logbook loan, quick and easy!
The loan will be secured against your vehicle, but there’s nothing to be worried about! You can keep it and use it just the same way as before, provided that your repayments are up to date. The problem with other logbook loan agreements that end up in repossession is that the lenders do not usually limit the amount they lend to their borrowers. In order to earn from the interests, they lend any amount, even if the borrower cannot afford the repayments. We are not like those lenders, because we look into your affordability closely before deciding how much you can borrow, thus ensuring that your repayments will be easy on your budget!

What Do I Need?

If you have any type of vehicle that is not more than 10 years of age and is free of financing, then you are most welcome to apply! As long as you are at least 18 years old and a resident of United Kingdom, then we can send your cash quickly, no credit checks and no questions asked! As long as you can afford to pay us back, then we’ll be more than happy to be at your service.
Even if you are self-employed, we can still offer you a loan! Just present your bank statements or any other proof of income, and you’re good to go!

100% Acceptance Rate!

Here at Garden Loans, we welcome all applicants warmly! Other lenders may require a minimum income each month, but we don’t, not because we want to earn money, but because we want to help every borrower attend to their immediate needs. No matter in what income bracket you belong to, we can find you a loan that is easy on the wallet. We are willing to make these arrangements because we understand your urgent need for cash.

All Vehicles Accepted!

Whether you have a car, a van, or a motorcycle, it doesn’t matter! As long as you own the vehicle and it is still in good working condition, we can grant you a loan instantly!

Lowest APR Anywhere!

We strive to offer you the cheapest loan rates in the market, and we can guarantee you won’t find a better deal anywhere else! In fact, we are that confident that if you found a lower APR anywhere, we will match half the interest rate that was offered to you!

Lightning-Fast Loans!

Here at Garden Loans, we aim to get your money across quickly, so that you can stop stressing over your financial shortfalls. Whether you are falling behind your bills, need to pay the mortgage, or just want to spend a few days to unwind abroad, then we can turn all those plans into a reality quickly. It only takes a few minutes for your application to be processed, and only a few hours for your money to show up in your bank account!

Professional and Friendly

Here at Garden Loans, we are composed of only qualified and highly-trained professionals who are passionate about our jobs and have the best work ethics we are ever proud of. We attend to customers’ needs quickly, with a calm and friendly attitude that you can count on 24/7.

Absolute Freedom!

Garden Loans aims not just to give you a deal, but a deal that is affordable and sustainable. The last thing we want is for you to struggle with the repayments, so we will let you have absolute control over your terms, giving you the freedom to choose just how much you want to pay each month and how long you want to make the repayments for.
While we never advise depending on a logbook loan as a habitual solution whenever you enter any financial difficulty, we urge you to use Garden Loans if ever you have to obtain one, if you want a loan that is quick, simple, and affordable. Complete our application form today and get your cash instantly!